Tom Milonas » questions http://tommilonas.com Health Insurance - Medicare Supplement - Medicare Advantage Mon, 12 Jul 2010 14:45:07 +0000 en hourly 1 http://wordpress.org/?v=3.0 Questions to ask when choosing a health plan! http://tommilonas.com/2008/07/questions-to-ask-when-choosing-a-health-plan/ http://tommilonas.com/2008/07/questions-to-ask-when-choosing-a-health-plan/#comments Thu, 31 Jul 2008 19:30:22 +0000 Tom Milonas http://tommilonas.com/2008/07/31/questions-to-ask-when-choosing-a-health-plan/ When its time to choose an individual health plan, or if an employer is offering one, it is crucial to choose the coverage that best suits the needs of you and your family. Here is a list of important questions you should ask:

* What is my monthly cost?

* What are my deductibles and out of [...]]]> When its time to choose an individual health plan, or if an employer is offering one, it is crucial to choose the coverage that best suits the needs of you and your family. Here is a list of important questions you should ask:

* What is my monthly cost?

* What are my deductibles and out of pocket expenses that I will need to pay before the insurance starts paying?

*After I have met my deductibles, what is my percentage of co-insurance?

* What are the cost differences between network and non-network doctors?

*Are the services that i am most likely to use covered under this plan?

* Do I need referrals to see a specialist

* How are pre-existing conditions treated?

* If I want to start a family, does this plan cover pregnancy?

* Does this plan have office visit co-pays?

* Does this plan offer prescription coverage?

* What will not be covered?

These are just a few of the many important topics you need to discuss with your agent when deciding if a particular plan is right for you.

Choosing a professional agent may be as important as choosing the correct plan. Were here to help!

Call today for a free personal consultation.

Tom

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