You are part of the generation that bought war bonds to keep the world safe.  You did your part.  You pulled your own weight.  You worked hard.  You raised your family and saved for the future.

Don’t lose it all now.

We have helped hundreds of people obtain benefits [...]]]>

You are part of the generation that bought war bonds to keep the world safe.  You did your part.  You pulled your own weight.  You worked hard.  You raised your family and saved for the future.

Don’t lose it all now.

We have helped hundreds of people obtain benefits that they are entitled to for nursing home care without long-term care insurance.

Don’t deplete your assets before getting Medicaid eligibility for long-term care.  Talk to us first.

• VA Aid & Attendance
• Estate Planning
• Avoiding Spend-down Requirements
• Crisis Planning
• Understanding Look-back periods
• Medicaid Eligibility
• Help is available – even after confiement to a nursing home!!

Original is posted on my Milonas Senior Solutions website.

Below are a few of the [...]]]> In the state of Florida, almost one quarter of the residents are over the age of 60. Quality long-term care is very important for many of these older Floridians. The Florida Agency of Health Care Administration (AHCA) regulates Health Care Facilities throughout the state and also administers Florida’s Medicaid program.

Below are a few of the long term care facilities regulated through AHCA:

Assisted Living Facilities: Provides housing, meals and some personal services for residents. Residents have to meet certain functional criteria and must be ambulatory and able to perform daily living activities like eating and able to care for basic bodily functions. Bed ridden residents are not accepted. Medicaid will pay for such a facility if both the resident and facility are eligible.

Adult Day Care: These are less than 24 hour care facilities. They offer therapeutic programs impaired adults. These centers offer many activities such as exercise, education, health screening and behavior modification. These centers also serve as a reprieve to the primary caregivers. These programs may be covered by Medicaid.

Adult Family – Care Homes: These family-type living arrangements provide a private home for up to 5 aged or disabled people (not related). The owner lives with the residents. The residents must not be bed ridden and are subject to other criteria as described in Florida law. Adult family care homes are for residents that do not require more care than can be provided by the owners. In some cases Medicaid will pay if both the resident and the AFCH are eligible.

Hospice: Hospice is a program that coordinates professional services including nutritional counseling, pastoral services, social work, and many other services for the terminally ill. These services can be provided at the hospital, hospice facility or the patient’s residence.

Medicare or Medicaid will pay for these services if the patient is eligible.

By Guest Writer: Jessica Farrell