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    Medicare Terms, Acronyms and Definitions

    accepting assignment

    In Part B, a doctor “accepts assignment” when he or she agrees to take payment of the Medicare-approved amount as payment in full for a service. If a doctor accepts assignment, your client’s [...]

    On-Line Dental Insurance

    Something new to the page. I now offer dental insurance that you can purchase at reasonable prices directly on line.
    Click HERE and get a free quote and purchase instantly. As always feel free to call with any questions.
    Office (727) 498-0202
    Mobile (727) 247-4766
    Remember:
    “smile, and the world smiles with you”

    Help with prescription drug costs

    Help us find Medicare beneficiaries who might qualify for extra help with their Medicare prescription drug plan costs. We are asking family members, caregivers and [...]

    10 Things you should know about Health Insurance

    1. Insurance can be expensive, but not so much as not having any!
    There are many ways to save money on insurance, but going without coverage isn’t one of them. Medical bills from even a minor car accident can delete your savings – a major illness can push you into bankruptcy.
    2. Comparing options can be confusing!
    There [...]

    Financial help for Certain Medicare Recipients

    As of January 1, 2006, elderly and disabled people on Medicare have access to an outpatient prescription drug benefit (Medicare Part D) offered through private drug plans. The drug benefit includes substantial premium and cost-sharing subsidies for Medicare beneficiaries with low incomes and modest resources, including beneficiaries eligible for full Medicaid benefits (dual eligibles), [...]

    What are the “Election Periods”?

    So much attention is focused on the Annual Coordinated Election Period (AEP) for Medicare Advantage (MA) plans and prescription drug plans (PDPs) that beneficiaries and their advocates may be unaware of other Medicare enrollment periods. These enrollment periods and their acronyms are confusing and overlapping. A beneficiary who does not act [...]

    what is the difference between an advantage plan and a Supplement?

    Medicare Advantage Plans
    Medicare Advantage Plans are health plan options that are part of the Medicare program. If you join one of these plans, you generally get all your Medicare-covered health care through that plan. This coverage can include prescription drug coverage. Medicare Advantage Plans include:

    Medicare Health Maintenance Organization (HMOs)
    Preferred Provider Organizations (PPO)
    Private [...]

    Health Insurance and You

     
    Individual Medical Insurance
    Reliable Medical Insurance is something none of us should ever be without.
    Why You need Medical Insurance
    Health care, especially in emergency situations, can be very costly for most people to afford on their own. But foregoing hospital and physician care is not a reasonable risk to take on. [...]

    H. M. O. – P.P.O. – H.S.A.? Whats the difference?

    A health maintenance organization (HMO) is a type of managed care organization (MCO) that provides a form of health care coverage in the United States that is fulfilled through hospitals, doctors, and other providers with which the HMO has a contract. The Health Maintenance Organization Act of 1973 required employers with 25 or more employees [...]

    Can you afford not to have health insurance?

    Are you one of the 8 million Americans without health insurance? So many people are uninsured today due to fear of cost or lack of understanding. Everyday I hear people say “but I cant afford it”. My first response to that is “well , how much is it?”. My second response is “you really cant [...]