The generation that won the war in 1945 should NOT have to lose their savings in 2010

You are part of the generation that bought war bonds to keep the world safe.  You did your part.  You pulled your own weight.  You worked hard.  You raised your family and saved for the future.

Don’t lose it all now.

We have helped hundreds of people obtain benefits [...]

Life Insurance Can Be A Valuable Estate Planning Tool

Obtaining life insurance is a necessary way to ensure that expenses are covered after the death of a loved one. This is certainly a benefit of any life insurance policy. Another benefit, not often considered, is the benefit to your estate plan.

Life Insurance Concerns

In the current challenging credit market, concerns have been raised about the [...]

Comparing Medicare Supplement Insurance Plan Coverage

For seniors who want supplement insurance, many private insurance companies offer Medicare Advantage plans with low premiums. Eligible seniors include those enrolled in Medicare Part B. Premiums are offered at lower rates because the federal government provides insurance companies subsidies to enroll seniors in the medicare supplement plans.

The Medicare Advantage medical coverage is offered by [...]

What Is Catastrophic Health Insurance Coverage?

A major or catastrophic medical insurance plan, although being rather speculative, is fairly cheap but is also deductible. The money that you pay up from your own funds before the insurer meets the balance is the deductible.

As an example: if you have a deductible set at $5000 and your visit to a hospital results in [...]

How You Can Get Affordable Supplemental Health Care Insurance For Seniors

Our older years are supposed to be our golden years, yet many seniors are faced with financial burdens they shouldn’t have to deal with – especially after long lives of education, taking care of families, working, and paying taxes! Where’s the fun in the golden years if they’re spent worrying about how to pay for [...]

Comparing Medicare Supplement Insurance Plan Coverage

For seniors who want supplement insurance, many private insurance companies offer Medicare Advantage plans with low premiums. Eligible seniors include those enrolled in Medicare Part B. Premiums are offered at lower rates because the federal government provides insurance companies subsidies to enroll seniors in the medicare supplement plans.

The Medicare Advantage medical coverage is offered by [...]

Long Term Care Options In Florida

In the state of Florida, almost one quarter of the residents are over the age of 60. Quality long-term care is very important for many of these older Floridians. The Florida Agency of Health Care Administration (AHCA) regulates Health Care Facilities throughout the state and also administers Florida’s Medicaid program.

Below are a few of the [...]

What dental services will Medicare cover?

Medicare will not cover primary dental health care! Medicare does not pay for routine check-ups, cleanings or fillings. Medicare will cover some dental services if they are required to protect your general health, or if you need dental care in order for another health service that Medicare covers to be successful.

What will Medicare cover [...]

Questions to ask when choosing a health plan!

When its time to choose an individual health plan, or if an employer is offering one, it is crucial to choose the coverage that best suits the needs of you and your family. Here is a list of important questions you should ask:

* What is my monthly cost?

* What are my deductibles and out of [...]

What Does Dual Eligible Mean?

Medicare / Medicaid Dual Eligibles

Dual eligibles are individuals who are entitled to Medicare Part A and/or Part B and are eligible for some form of Medicaid benefit.

Medicare – Medicaid Relationship

The Medicare Program (Title XVIII of the Social Security Act) provides hospital insurance, also known as Part A coverage, and supplementary medical insurance, also known as [...]

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